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White Label AI Soundbox

Most soundboxes only announce a payment. eKosha, carries your brand and does far more. Built on a proven soundwave network, it gives banks and payment service providers a voice-led payment terminal that confirms collections aloud, responds to spoken commands in the merchant’s language of choice, and addresses all L1 queries right there on the device. Your merchants get more than a beep, and you keep the brand, the rails, and the customer.

The real difference shows when the network drops. Payments are authenticated and processed on the device itself, so collections keep clearing while connection-dependent boxes stall, then sync once the network returns. It also reaches customers many soundboxes miss, serving smartphone and feature-phone users alike, with CBDC support built in. As a white-label payment solution, eKosha ships ready for institutional branding and rollout, enabling banks to launch in weeks while retaining full ownership of the customer relationship.

Tontag-eKosha

ToneTag eKosha AI Soundbox

ToneTag eKosha is an AI soundbox built for banks and UPI service providers that want to do more than process payments at the merchant counter. It is a BIS-certified AI digital payment device that combines real-time payment acceptance, voice-powered banking, and on-device intelligence into a single compact unit. Designed as a complete AI payment solution for Indian merchants, eKosha handles UPI, UPI 123Pay, and CBDC transactions while delivering full banking services through natural voice conversations in the merchant’s own language.

Powered by ToneTag’s proprietary sound-based protocol, trusted by leading banks and payment networks across India, eKosha runs AI inference locally on the device with zero cloud dependency. Every interaction, from payment confirmation to loan eligibility checks to settlement queries, happens in real time at the point of sale. For banks and payment providers evaluating the next generation of AI enabled payment acceptance infrastructure, eKosha is the most advanced ToneTag AI soundbox available today.

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What Sets Our White Label AI Soundbox Apart

Voice-First AI Interface

Merchants talk to the device in their preferred language, with no app, typing, or digital know-how required. It listens, understands, and replies on the spot, so counters of any size can run on speech alone.

Multi-Mode Payment Acceptance

One device clears UPI, UPI 123Pay, and CBDC, carrying each sale from initiation through to spoken confirmation. The result is a single white label payment soundbox that matches how Indian merchants actually get paid.

On-Device AI Processing

The AI runs on the device rather than the cloud, so responses are instant and dependable even where signal is weak. Local processing also keeps running costs low across large fleets.

Full Banking at the Counter

Settlements, statements, overdraft, loans, fixed deposits, and offers are all reachable through a short voice exchange. A payment terminal becomes the bank's everyday channel to the merchant, not just a confirmation speaker.

4G and WiFi Connectivity

BIS-certified hardware pairs 4G with WiFi to hold a steady connection across city, town, and rural locations, keeping merchants online and selling wherever the device is placed.

Reducing Merchant Churn

Custom-branded AI soundboxes reduce merchant churn with a centralized dashboard for transaction volumes, reconciliation, and device health, enabling proactive support across the fleet.

Bank Beyond Branches, Voice-first for Every MSME

Issuing a generic, third-party-branded device hands your most valuable merchant relationship to someone else. The white label AI soundbox does the opposite. It sits on the counter in your name, speaks in your voice, and routes every payment through your rails, so the merchant’s daily moment of trust belongs to your institution rather than a vendor.

That ownership compounds over time. Each device becomes a live channel for cross-selling and engagement, turning a payment terminal into a revenue line instead of a cost centre. Because the hardware, firmware, and certification are already done, you reach merchants in weeks, serve them at a lower cost per device, and keep the data and the loyalty firmly in-house.

Your Branding

Custom Device Branding

Your Payment Rails

UPI to CBDC

Your Languages

Regional voice packs

Your Banking Suite

Voice-led cross-sell

Your Merchant Data

Owned in-house

Your Rollout

Live in weeks

Terminal Management System

Track payment volumes, success rates, and reconciliation across your entire branded fleet from one console.

Device Health Report

See battery levels, heartbeat signals, and uptime for every deployed unit, so faults surface before merchants notice.

Network Latency

Monitor live 4G and WiFi signal strength at each counter, with alerts the moment a device needs attention.

Specifications

Processor

ARM Cortex A5

Memory

8 MB to 16 MB RAM, 8 MB to 20 MB Flash

Connectivity

4G + WiFi (Optional)

Display

7-digit OLED, 2.4" LCD, 3.5" TFT options

Peripheral ports

Micro USB, Type C

Battery

2000 mAh to 2600 mAh Li-Ion

Voice Support

Multi-lingual prompts

Payment Modes

UPI, UPI 123Pay, CBDC

Confirmation

Real-time audio-visual

Customization

Casing, firmware, voice

Acceptance Channels

QR, Tap and Pay, dynamic QR

Management

Centralized Terminal Management System

Frequently Asked Questions

A white label AI soundbox is a voice-led payment acceptance device that a bank or fintech offers under its own brand. It confirms UPI, card, wallet, and CBDC payments aloud, accepts spoken commands, and surfaces merchant insights and offers in regional languages. The provider builds the hardware, firmware, and backend, while you supply the logo, voice, and payment rails.

Yes. Banks can fully white label an AI soundbox for their merchant base, controlling the branding, voice prompts, languages, and payment routing while the platform handles certification, edge processing, and the management dashboard. A simpler standard white label soundbox is available too, so you can offer both a basic and an AI model from one catalogue.

For most banks, white-labelling is faster and lower-risk than building in-house. A soundbox needs a payment protocol, edge firmware, voice models, certification, and a device-fleet console, each of which takes years to build and maintain. A white label payment solution India's banks can adopt off the shelf delivers the same branded outcome in weeks, with the roadmap maintained for you.

A small group of deep-tech payment firms provide white-label soundboxes for banks in India, alongside several hardware OEMs. The strongest options pair an Indian-built soundwave protocol with offline edge processing and voice-led interaction, not hardware alone. Look for white label AI soundbox manufacturers that own their protocol, ship certified devices, and run the cloud backend themselves.

As both protocol owner and device maker, we operate as end-to-end AI soundbox white label manufacturers, shipping certified, secure hardware ready for Indian networks. Unlike resellers who only rebrand imported units, our white label AI soundbox manufacturers stack covers on-device edge intelligence, soundwave encryption, firmware, and the management console.

For most banks, the payment device to offer merchants is a soundbox, because it confirms every collection aloud and builds counter trust faster than a phone or card terminal alone. A white label payment soundbox keeps the brand relationship with the bank, while an AI model adds voice-led interaction, merchant insights, and contextual offers. Card-plus-soundbox variants suit larger merchants.

Pricing depends on order volume, hardware configuration, branding depth, and the payment and banking features you enable. Because the device ships ready to brand, you avoid the upfront cost of building hardware, firmware, and certification in-house. Share your expected fleet size and feature set to receive a tailored quote.

Getting started begins with a scoping call to confirm branding, payment rails, and languages, followed by a small branded pilot ahead of wider rollout. Minimum order quantities are set per partner, based on configuration and region. Most banks run a pilot first, then scale across their merchant network in phases.

Most banks launch a bank branded AI soundbox in weeks, not quarters, because the protocol, firmware, and certification already exist. The work is mostly branding, rail integration, and pilot rollout. A white label UPI AI soundbox pilot, focused on UPI confirmation first, can begin even sooner.

Banks turn each device into more than a payment confirmation tool. The same branded soundbox can cross-sell loans, deposits, and insurance by voice, push targeted offers, and grow merchant deposits and engagement. Owning the device also keeps transaction data and the merchant relationship in-house, which strengthens lending and retention. A bank branded AI soundbox becomes a channel, not just a terminal.

Most elements can be changed. On a custom branded soundbox you can set the logo, casing colour, packaging, wake word, voice prompts, and language packs. The same applies to a custom branded AI soundbox, where you also shape the voice persona and the offers it broadcasts, so the device stays consistent with the rest of your merchant experience.

A white label UPI soundbox focuses on instant voice confirmation for UPI and QR collections, which covers most Indian merchants. Add the AI layer and it becomes a white label UPI AI soundbox that also responds to voice commands and reads out collection and settlement updates. Both carry your brand and connect to your UPI rails.

A white label payment AI soundbox is a branded device that accepts payments and supports voice-led interaction, integrated into your stack through open APIs. It connects to your merchant onboarding, KYC, and settlement systems, so a white label payment AI soundbox behaves like a native part of your app, not a bolt-on.

Yes. Our AI soundbox reseller program gives distributors, ISOs, and channel partners a ready-to-brand device, onboarding, and commercial support. Partners can offer a custom branded soundbox under their own or the bank's identity, with backend and fulfillment handled for them.

Yes on both. Payments are authenticated and processed on the device, so collections and voice confirmations continue through weak or dropped connectivity, then sync when the network returns. The device also accepts UPI, UPI 123Pay for feature phones, QR, Tap and Pay, CBDC, and tokenised cards, letting a bank serve smartphone and feature-phone customers from one branded unit.

Yes. The white label soundbox in India runs on 4G with Wi-Fi fallback and on-device processing, so they perform in low-connectivity rural and semi-urban locations, not only metros. A white label UPI soundbox variant suits UPI-first merchants, and as homegrown AI soundbox white label manufacturers, we support phased pan-India rollout with local-language voice packs, which fits banks with financial-inclusion targets.