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How Agentic AI Payments Drive Business Impact

Agentic AI Payments enable voice assistants to not just assist, but securely complete voice based payments as well. Enabling AI agents to pay, allow businesses to capture user intent in the moment & act before it fades. Powered by ToneTag’s protocol, these agents authenticate voice payments, detect fraud by analyzing spending patterns and deliver personalized & context-aware offers. Unlock new use cases in embedded commerce, mobility and automation.

Creates always-on revenue channels

Ensuring transactions happen even when users aren't actively engaged. Provide timely nudges to user intent across touchpoints and unlock continuous revenue streams

Automate Repetitive Transactions

Subscriptions, refills, reorders - AI agents can handle them without user intervention

Shorten the Path to Purchase

Allows users to make voice based payments without any redirects or extra taps

Automate, Optimize, and Scale Transactions

By automating high-frequency & low-value tasks through voice led AI agents, businesses reduce operational costs and unlock new micro-moment revenue streams

Agentic Payment Use Cases

Smart Billing Bots

Agents analyze context to trigger timely utility, subscriptions and usage-based payments

Conversational Payments

Voice based agents that initiate UPI flows, execute payments using sound via simple user prompts

Autonomous Checkouts

Agents assist with offers and purchases, while presence-based payments happen automatically

Who is it for?

Retails

Banks

Fintech Companies

Payments powered by Voice

Integrate voice-led payments into everyday interactions to drive adoption and creating new payment experiences for your customers.

Build with Us

Get started with our SDKs, APIs, and full documentation. Tap into the ToneTag Agentic AI stack to build, customize, and scale for your platform.

FAQ's on Agentic Payments

Agentic Payments enable AI-powered voice or chat agents to not just assist users, but also securely complete transactions on their behalf.

Users issue a voice or chat command (e.g., “Pay for parking”), the agent confirms details, authenticates the user, and triggers the payment seamlessly using our secure, proximity-based protocol.

They simplify the checkout process, reduce friction, increase conversion rates, and deliver a modern, conversational commerce experience that drives loyalty.

Yes. Transactions use secure encryption, device-level authentication, and contextual signals (identity, location, intent) to ensure safe, verified payments.

Agentic Payments work across voice assistants, chatbots, in-car infotainment systems, kiosks, mobile apps, and other smart devices.

No. Payments are triggered and confirmed within the conversation itself—no app switching, scanning, or typing required.

Yes. Our protocol supports edge-based processing, enabling payments even with limited or no internet access.

It turns multi-step checkout flows into natural conversations, making payments faster, simpler, and more intuitive.

Retail, mobility, transit, parking, hospitality, fintech, and any sector wanting to enable embedded, conversational commerce.

Contact us to discuss your needs. We’ll help you integrate Agentic Payments into your existing systems for a seamless customer experience.

Contact us today!

Need assistance? Reach out to us!

We are here to assist you with any questions or concerns you may have. Feel free to reach out to us anytime.